5 Secrets Expats Need To Know Before Buying A Property In Bali in 2024

  • Bali Villa Realty by Bali Villa Realty
  • 3 months ago
  • Blog
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Are you dreaming of owning your dream home in Bali?

As an expatriate, navigating the property-buying process can seem overwhelming.

That’s why we’ve created the ultimate guide to help you make your dream a reality.

We’ll explore the legal requirements, the different types of properties available, and the best locations to consider. 

So, let’s dive in and discover everything you need to know about buying property in Bali as an expatriate.

1. Understanding The Legal Process

When buying property in Bali as an expatriate, you must remember some important legal considerations. 

The Indonesian government has specific regulations for foreigners purchasing property in the country.

First and foremost, it’s important to note that you are not allowed to own land in Indonesia as an expatriate. 

However, there are other options available to you. 

Consider buying a property under a leasehold agreement, the easiest and most popular type among expats.

The leasehold means you will have a long-term lease on the property, typically 20 to 99 years. 

While you won’t technically own the land, you will have the right to use and develop the property during the lease period. 

Another option is to set up a foreign-owned PMA (Penanaman Modal Asing) company to acquire land and hold the property on your behalf. 

Setting up a PMA company requires meeting specific criteria and going through a legal process, so consulting with an experienced Indonesian lawyer is essential to ensure compliance. 

Navigating the legal landscape can be complex, so seeking professional advice and working with a reputable legal team is crucial to ensuring your property purchase fully complies with Indonesian law.

2. Researching The Right Property In Bali

Bali offers various properties to suit every taste and budget. 

You’ll find plenty of options to choose from. 

But villas are the most sought-after type of property in Bali, offering privacy, spaciousness, and often stunning views. 

Here, look at the graph below:

According to the graph above, there’s a significant increase in villa demands from visitors who come to Bali. 

You can find villas across the island, from beachfront properties in Seminyak to hillside retreats in Ubud. 

They come in different sizes, ranging from one to several bedrooms, and can be fully furnished or unfurnished.

Plenty of apartments and condominiums are available in popular areas like Seminyak, Kuta, and Canggu for those who prefer a more modern and urban lifestyle. 

These properties offer convenience and amenities such as swimming pools and fitness centers.

And are often within walking distance of restaurants, cafes, and shops.

No matter what type of property you’re looking for, it’s essential to consider your lifestyle, preferences, and budget. 

Take the time to explore different areas of Bali and visit properties in person to understand better what’s available and what suits your needs.

Check out our range of property listings in Bali, from villas to apartments.

3. Choosing The Right Location In Bali 

Each island area has a unique charm, lifestyle, and property market. Based on our survey of property growth in Bali, Canggu has become the most popular area in Bali.

Canggu is known for its surf breaks, trendy cafes, and beach clubs, making it a popular choice among the younger expat crowd. 

Ubud, located in the central part of the island, is famous for its arts and culture scene, lush rice fields, and spiritual retreats. 

While Sanur offers a quieter beachfront setting on the eastern coast, perfect for those seeking relaxation and tranquillity. 

But if you prefer more vibrant nightlife, a tourism scene, and beautiful beaches, go to Seminyak, Kuta, and Jimbaran. 

Other areas worth considering include Nusa Dua’s world-class hotels and golf courses and Uluwatu’s stunning ocean views and epic surf spots. 

When selecting a location, it’s crucial to consider accessibility, proximity to schools, healthcare facilities, and lifestyle amenities.

By researching thoroughly and considering your preferences, you can find the perfect location that aligns with your needs and aspirations.

4. Understanding The Property Buying Process In Bali

The property buying process in Bali can be quite different from what you may be accustomed to in your home country. 

Familiarising yourself with the process will help you navigate it confidently and avoid potential pitfalls. 

The first step in the buying process is finding the right property. 

You can start by browsing online listings, contacting real estate agents, or exploring local property magazines. 

Once you find a property that catches your interest, it’s essential to conduct thorough due diligence to ensure it is in good condition, has all necessary permits, and is free from legal issues. 

After finding the perfect property, the next step is negotiating the purchase price and terms. 

Working with a reputable real estate agent who can help you negotiate the best deal and ensure a fair transaction is recommended. 

Once an agreement is reached, you must sign a purchase agreement and pay a deposit to secure the property. 

It’s advisable to have a lawyer review the agreement to ensure all necessary clauses and protections are included.

The final step in the buying process is the transfer of ownership. 

Transfer of ownership involves transferring the property’s title from the seller to the buyer.

Working with a notary or legal professional who can guide you through the legal requirements and paperwork involved in the transfer process is essential.

Remember that the property buying process in Bali can take several months, so it’s essential to be patient and allow ample time to complete all necessary steps. 

Working with a trusted team of professionals, including a real estate agent, lawyer, and notary, will ensure a smooth and successful transaction.

5. Consider Working With A Local Real Estate Agent

Working with a reputable real estate agent in Bali can save you time, effort, and potential headaches during property-buying. 

A skilled agent can provide valuable insights, guide you through the market, and help you find the perfect property that meets your needs and budget.

When selecting a real estate agent, choosing someone with a solid reputation, extensive local knowledge, and a track record of successful transactions is important. 

An excellent real estate agent will take the time to understand your requirements, preferences, and budget. 

They will provide you with a curated list of properties that match your criteria, accompany you on property visits, and help you negotiate the best deal. 

In addition to helping you find the right property, a real estate agent can assist with due diligence and legal paperwork and connect you with professionals such as lawyers, notaries, and mortgage brokers. 

Their local expertise and network can be invaluable when navigating Bali’s property market complexities. 

Remember, they are there to help you make an informed decision and secure the best property for your needs.

Bali Villa Realty offers a range of listings you can check out now.


If you’re thinking about buying property in Bali, now’s the time to get started. 

With unique rules for buying property and a wide range of options available, Bali offers great opportunities.

Though investing in Bali comes with challenges, like understanding how ownership works for foreigners in Indonesia…

All the information above, like the legal details, picking the right property, and choosing the best spot, already helps you get ahead in starting your investment journey in Bali. 

Teaming up with folks who know the ins and outs and staying on top of market trends can help you handle the challenges and spot the best opportunities.

Are you ready to invest in Bali? How will you ensure your investment pays off?

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